Phone cards are a great way to save money on long distance phone calls in the USA. You can make phone calls without signing up for a long distance service and have the convenience of refilling your time as you need it instead of paying a monthly bill.
Customers appreciate the flexibility phone cards offer when making domestic phone calls. They can prepay for the time, use it as needed, and stay within their budgets.
Here's a list of our best recommendations for domestic use phone cards and tips for finding the best one for your calling needs.
- Great phone card for frequent, long talkers.
- State-to-state rate is 1.9¢ per minute; instate rate is 4.9¢ per minute.
- Rechargeable with online Call Detail Records, PINzap Pinless Dialing, Speed Dial, and Internet Dialing option.
- Additional fees apply.
Click here to buy an Extreme Talk Time USA phone card.
- Great phone card for frequent or infrequent calling for any length of time.
- State-to-state rate is 2.9¢ per minute; instate rate is 2.95¢ per minute.
- Rechargeable with PINzap Pinless Dialing.
- Additional fees apply.
Click here to buy an Everyday USA phone card.
- Great phone card for infrequent calling for any length of time.
- State-to-state and instate rate is 2.5¢ per minute with a local access number or 3.5¢ per minute with a toll free access number.
- Rechargeable with PINzap Pinless Dialing and online Call Detail Records.
- Flat-rate per minute. No other fees apply.
Click here to buy a True North phone card.
Extreme Talk Time International
- Great phone card for frequent, long talkers.
- State-to-state and instate rate is 0.9¢ per minute with a local access number or 1.9¢ per minute with a toll free access number.
- Rechargeable with online Call Detail Records and PINzap Pinless Dialing.
- Additional fees apply including a connection fee per call.
Click here to buy an Extreme Talk Time International phone card.
Tips Before Purchasing a Phone Card to Make Calls Within the USA
- Review the expiration terms of the phone card you're looking to purchase. Some phone cards expire after the first use while others expire after the last use. Cards that expire after the last use have their expiration date reset after each time it has been used unless it has already expired. Know what your expiration date is so you can use the credit on your card accordingly.
- If you don't make many long distance phone calls but have a phone card when you do, a flat-rate phone card is the better choice for you. This way, no maintenance fees are deducted from the balance of your card when you're not using it.
- If you make frequent long distance phone calls, then a card with additional fees may actually give you more minutes. Check the fees that apply to the card to make sure it makes sense for your calling needs.
- Due to FCC regulations, some phone cards charge an additional fee or cost per minute for calls placed within one's state. Read through the card's detail page to see if additional fees apply.
- Due to FCC regulations, calls made from payphones are subject to a payphone surcharge as is listed on each card's detail page.
- Make sure to read through all the details on the About This Card and Instructions pages. This will help you better understand each card's specific details as well as the dialing instructions you'll have to follow.






